Best Affordable Smartphones Under ₦100,000 in Nigeria (2025 Guide)

Finding a quality smartphone in Nigeria under ₦100,000 can feel impossible with rising prices—but the good news is that several brands still offer excellent budget phones packed with great features, strong battery life, and decent cameras without breaking the bank.

Whether you’re a student, business owner, content creator, or someone who simply wants a reliable device, this guide highlights the best affordable smartphones you can buy under ₦100k in Nigeria right now.

🔥 Top Smartphones Under ₦100,000 in 2025

1. Tecno Pop 8 (4GB + 128GB)

Average Price: ₦85,000 – ₦95,000

Why It’s a Great Buy

  • Big 6.6-inch Dot Notch Display
  • Strong 5000mAh battery
  • Smooth performance thanks to 4GB RAM + Memory Fusion
  • 128GB storage for apps, photos & videos
  • 13MP AI dual camera

Perfect for:

 Students, casual users, business WhatsApp and social media.

2. Itel S23+ (4GB + 128GB)

Average Price: ₦95,000 – ₦100,000

Top Features

  • Premium AMOLED curved display (rare for this price)
  • 32MP front camera for clean selfies
  • Elegant design with glass feel
  • 5000mAh battery + Type-C charging
  • Android 13 OS

Perfect for:

 Selfie lovers, influencers on budget, lifestyle users.

3. Xiaomi Redmi A3+ (4GB + 128GB)

Average Price: ₦90,000 – ₦98,000

Why Nigerians Love It

  • Strong performance for a budget phone
  • Smooth 90Hz display
  • 5000mAh powerful battery
  • 8MP AI camera that delivers decent pictures
  • Clean MIUI interface

Perfect for:

 Everyday use, multitasking, beginners.

4. Samsung Galaxy A04e (3GB + 32GB / 64GB)

Average Price: ₦80,000 – ₦95,000

Features

  • Reliable Samsung quality
  • 5000mAh battery
  • 6.5-inch HD display
  • 13MP camera
  • Smooth One UI Core software

Perfect for:

 Users who want a trusted brand with durability.

5. Vivo Y02 (3GB + 32GB / 64GB)

Average Price: ₦75,000 – ₦88,000

Why It’s Worth It

  • Slim and stylish body
  • Very long-lasting battery life
  • 6.51-inch screen
  • Solid performance for basic tasks

Perfect for:

 Light users, business owners, students.

6. Infinix Smart 8 (4GB + 128GB)

Average Price: ₦95,000 – ₦100,000

Key Features

  • 90Hz punch-hole display
  • 5000mAh battery + Type-C charging
  • Fingerprint & Face unlock
  • 13MP dual camera
  • 4GB RAM + virtual expansion

Perfect for:

 Social media, multitasking, entertainment.

 

📌 Tips for Choosing a Smartphone Under ₦100k

When shopping on a budget, prioritize:

✔ Battery Life

Anything below 5000mAh won’t last long enough.

✔ RAM Size

Choose 4GB RAM for smooth performance.

✔ Storage

Minimum 64GB, but 128GB is better.

✔ Network Support

Ensure it supports 4G LTE.

✔ Warranty & Authenticity

Buy from trusted stores like Oge Communications to avoid fake phones.

💬 Final Verdict

If you want the best budget smartphone under ₦100k today, the Itel S23+ and Infinix Smart 8 offer the most value with premium displays and strong battery performance.

For reliability, Samsung A04e is a trusted option.

For budget-friendly performance, pick Tecno Pop 8 or Redmi A3+.

You don’t need to overspend to get a powerful smartphone—these options deliver excellent performance at pocket-friendly prices.

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