Key Individual / Compliance Officer

Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through instant international money transfers to 22+ countries, with low fees. We also offer businesses an API-based infrastructure for secure and low-cost cross-border payments to many African countries.
We are  recruiting to fill the position below:

 Job Title: Key Individual / Compliance Officer

Location: Lagos
Job type: Full-time
About the role

• You’ll manage and oversee Gravv Capital’s crypto-asset financial services and keep them compliant with FSCA, FAIS and FICA requirements.
• You’ll work closely with senior management, compliance, product, engineering and operations teams across the group, so that the business operates within the scope of its FSCA authorisation.
• You must meet the Fit and Proper requirements for a Key Individual. These cover competence, qualifications, the regulatory examination, experience, operational ability, CPD, and honesty, integrity and good standing.
  What you’ll do
  Key Individual and regulatory oversight:
• Act as the designated Key Individual, subject to FSCA approval.
• Manage and oversee Gravv Capital’s authorised crypto-asset financial services.
• Keep crypto-asset activities within the scope of the firm’s FSCA licence, and assess new products, services or business changes for licensing impact before launch.
• Maintain compliance with the FAIS Act, the General Code of Conduct and applicable FSCA requirements.
• Monitor regulatory developments affecting crypto-asset financial services, and advise management on their impact.
• Prepare and support regulatory submissions, notifications and correspondence with the FSCA.
• Help the FSCA and other regulators with inspections, audits and information requests.
  Compliance function:
• Implement and maintain the firm’s compliance policies and procedures, aligned with Kredete group policies where appropriate.
• Conduct or coordinate compliance monitoring and testing, and report findings to management.
• Maintain regulatory records, registers and compliance documentation.
• Identify and escalate regulatory and compliance risks to senior management.
• Provide practical compliance guidance to business, product and operational teams.
• Lead regulatory training and awareness for staff and representatives.
  FICA, AML/CFT and sanctions:
• Oversee compliance with FICA, AML/CFT, targeted financial sanctions and applicable FIC directives, including the Travel Rule for crypto-asset service providers.
• Support KYC, customer due diligence, enhanced due diligence and transaction monitoring processes.
  Oversee the maintenance of the firm’s Risk
• Management and Compliance Programme (RMCP).
• Support suspicious and unusual transaction reporting and other regulatory reporting to the FIC.
  Fit and Proper and competence:
• Maintain the firm’s Fit and Proper competence records for Key Individuals and representatives.
• These include qualifications, regulatory examinations, product and class-of-business training, and CPD, as the FSCA requires.
  General:
• Perform any other duties reasonably required by the Company in connection with the Key Individual role, regulatory compliance, the management and oversight of the Company’s authorised financial services and crypto-asset activities, and the effective operation of the compliance function.
  Mandatory Requirements
  You must:
• Have passed the FSCA RE1 Regulatory Examination for Key Individuals.
• Hold an FSCA-recognised qualification for the relevant financial product or product sub-category.
• Have 1–3 years’ relevant experience in financial services, fintech, crypto assets, compliance, AML or regulatory affairs.
• Know the FAIS Act and the FSCA regulatory framework.
• Know FICA, AML/CFT, KYC/EDD and sanctions compliance.
• Have demonstrable knowledge of crypto assets and crypto-asset financial services.
• Meet the honesty, integrity and good-standing requirements, and not be debarred.
• Show the operational ability and capacity to carry out the responsibilities of a Key Individual.
• Be willing and able to complete ongoing CPD and maintain the role’s competence requirements.
• Be willing to undergo background, criminal record, credit and qualification checks.
  Advantageous:
• Experience with stablecoins or other crypto-asset products.
• Experience in a fast-growing fintech or multi-jurisdiction group.
• A professional compliance qualification.
  Application Closing Date
  Not Specified.
  How to Apply
  Interested and qualified candidates should:
  Click here to apply online